Residential Mortgage Issues

QUESTIONS TO CONSIDER

    • Have you been sent a notice of default or notice or foreclosure sale?

    • Are you being foreclosed on while still being considered for a loan modification?

    • Are you being foreclosed on even though the bank made you believe you had other options still open to you?

    • Have you been told you failed to send required documentation even though you know you sent it?

    • Have you been passed-off to numerous different bank employees who never seem to be able to help you?

    Call Jeffrey Jackson & Associates, PLLC for a consultation if you can answer yes to any of these questions or you think you have been mistreated in some other way during the foreclosure process.

    • Did you receive a Notice of Foreclosure Sale and do nothing?

    • Was your home sold and you did not even know?

    • Was your home sold while the bank made you believe you had other options still open to you?

    • Was your home sold while you thought you were still being considered for a loan modification?

    • Have you been sued for EVICTION after a foreclosure sale?

    • Do you have a 24-Hour Notice to Vacate?

    Call Jeffrey Jackson & Associates, PLLC for a consultation if you can answer yes to any of these questions. IT'S NOT TOO LATE TO TRY TO STOP EVICTION AND REVERSE THE SALE.

    • Have you had a negative escrow account balance even though you always paid what was on the statement?

    • Has your Loan Servicer failed to pay property taxes on your property?

    • Has your Loan Servicer drastically increased your monthly payments due to an escrow shortage?

    • Are you in default or in active foreclosure due to an escrow account problem?

    Call Jeffrey Jackson & Associates, PLLC for a consultation if you can answer yes to any of these questions or you have some other problem with your escrow account you need legal advice to solve.

  • The foreclosure crises which began with the economic crash of 2008-2009 brought into focus an area of foreclosure defense that, until the last decade, was rarely controversial: the right and power of an assignee of a mortgage, acting for itself or through an agent, to foreclose and collect on a mortgage.

    The experienced attorneys at Jeffrey Jackson & Associates can uncover fraud or improprieties in mortgage documents (like assignments and endorsements) associated with your loan. These findings can result in judgments that mortgage companies do not have the legal “standing” to foreclose on your mortgage.

    The Firm fights to determine the sufficiency of the mortgage company’s assignment and transfer paperwork and will not tolerate the mortgage company submitting insufficient proof of its legal standing to foreclose.

  • A home equity loan is a special kind of mortgage transaction in which you use the ownership equity you have in your home to get a cash loan from the bank and/or refinance an existing mortgage. The Texas Constitution has strict homestead protection laws that only apply to home equity loan transactions and foreclosures. If the lender violated the Constitution and fails to cure the violation, you could be entitled to cancellation of the mortgage and a refund of all principal and interest.

    • Are you in default on your home equity loan?

    • Have you been sued for “expedited foreclosure”?

    • Have you been sued under “Rule 736”?

    • Have you been sent a Notice of Foreclosure Sale on your home equity loan?

    • Are you current on your loan but want to find out if the mortgage company violated the law and if you are eligible for cancellation of your mortgage and a refund of principal and interest?

    Call Jeffrey Jackson & Associates, PLLC for a consultation if you can answer yes to any of these questions or you think you have been mistreated in some other way related to your home equity loan.

    • Bank of America

    • Ocwen Loan Servicing

    • Carrington Mortgage Services

    • Cenlar FSB

    • Fay Servicing

    • Flagstar Bank

    • Freedom Mortgage

    • Mr. Cooper

    • Nationstar Mortgage

    • PennyMac Loan Services

    • PHH Mortgage

    • PNC Bank

    • Rushmore Loan Management Services

    • Select Portfolio Servicing

    • Shellpoint Mortgage Servicing

    • Specialized Loan Servicing

    • Wells Fargo Bank, N.A.

    • JPMorgan Chase Bank, N.A.

    • Deutsche Bank National Trust Company

    • The Bank of New York Mellon

    • U.S. Bank, N.A.

    • Selene Finance

    and many more....